:root{--navy:#0b2540;--teal:#5f6b76;--sand:#f6f1e9;--ink:#1d2b3a;--mute:#5d6b7a}
body{font-family:Aptos,"Aptos Display","Segoe UI",Calibri,-apple-system,Roboto,Helvetica,Arial,sans-serif;color:var(--ink);scroll-behavior:smooth}
h1,h2,h3,.brand{font-family:Georgia,"Times New Roman",serif;letter-spacing:-.01em}
html{scroll-behavior:smooth}
.navbar{background:var(--navy)}
.brand{color:#fff!important;font-size:1.5rem;font-weight:700}
.brand span{color:var(--teal)}
.navbar .nav-link{color:#cfd9e4!important;font-size:.95rem}
.navbar .nav-link:hover{color:#fff!important}
.btn-teal{background:var(--teal);border-color:var(--teal);color:#fff;font-weight:600;padding:.7rem 1.6rem}
.btn-teal:hover{background:#4a545d;border-color:#4a545d;color:#fff}
.btn-ghost{border:2px solid #fff;color:#fff;font-weight:600;padding:.65rem 1.6rem}
.btn-ghost:hover{background:#fff;color:var(--navy)}
.hero{background:linear-gradient(135deg,var(--navy) 0%,#123a5e 60%,#46515c 100%);color:#fff;padding:7rem 0 5rem;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;border:60px solid rgba(95,107,118,.18)}
.hero h1{font-size:2.9rem;line-height:1.15}
.hero p.lead{color:#cfe0ee;max-width:560px}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:700;color:var(--teal)}
.hero-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:14px;padding:1.6rem;position:relative;z-index:1}
.hero-card li{margin-bottom:.6rem;list-style:none}
.hero-card ul{padding:0;margin:0}
.hero-card .dot{display:inline-block;width:9px;height:9px;border-radius:50%;background:var(--teal);margin-right:.6rem}
section{padding:5rem 0}
.bg-sand{background:var(--sand)}
h2{font-size:2.1rem;color:var(--navy)}
.sub{color:var(--mute);max-width:640px}
.stat{font-family:Georgia,serif;font-size:2.4rem;color:var(--teal);font-weight:700}
.svc{border:0;border-radius:12px;box-shadow:0 6px 24px rgba(11,37,64,.08);height:100%;transition:transform .2s}
.svc:hover{transform:translateY(-4px)}
.svc .ico{width:48px;height:48px;border-radius:10px;background:rgba(95,107,118,.12);color:var(--teal);display:flex;align-items:center;justify-content:center;font-size:1.4rem;margin-bottom:1rem}
.svc.main{border-top:4px solid var(--teal)}
.step-nav .btn{border-radius:30px;margin:0 .25rem .5rem 0;font-weight:600}
.step-nav .btn.active{background:var(--navy);color:#fff;border-color:var(--navy)}
.step-nav .btn{border:1px solid #c9d3de;color:var(--navy);background:#fff}
.step-panel{background:#fff;border-radius:12px;padding:1.8rem;box-shadow:0 6px 24px rgba(11,37,64,.08);min-height:150px}
.chip{display:inline-block;padding:.35rem .85rem;margin:0 .4rem .5rem 0;border-radius:30px;background:#fff;border:1px solid #d5dde6;font-size:.9rem}
.reg-tabs .btn{font-weight:600;margin:0 .3rem .6rem 0;border-radius:30px}
.reg-tabs .btn.active{background:var(--teal);border-color:var(--teal);color:#fff}
.reg-tabs .btn{border:1px solid var(--teal);color:var(--teal);background:transparent}
.not-incl{font-size:.85rem;color:var(--mute)}
.cta{background:var(--navy);color:#fff}
.cta h2{color:#fff}
.form-control{border-radius:8px;padding:.8rem}
footer{background:#071a2e;color:#9fb2c6;padding:2.5rem 0;font-size:.9rem}
footer a{color:#9fb2c6}
@media(max-width:767px){.hero h1{font-size:2.2rem}.hero{padding:6rem 0 3.5rem}section{padding:3.5rem 0}}

/* ---- polish ---- */
.skip{position:absolute;left:-999px;top:0;background:#fff;color:var(--navy);padding:.6rem 1rem;z-index:2000;border-radius:0 0 8px 0}
.skip:focus{left:0}
a:focus-visible,button:focus-visible,.form-control:focus{outline:3px solid rgba(95,107,118,.55);outline-offset:2px;box-shadow:none}
.navbar{transition:padding .25s,box-shadow .25s;padding:1rem 0}
.navbar.scrolled{padding:.45rem 0;box-shadow:0 4px 20px rgba(0,0,0,.25)}
.navbar .nav-link.active{color:#fff!important;box-shadow:inset 0 -2px 0 var(--teal)}
.hero{background-image:radial-gradient(rgba(255,255,255,.07) 1px,transparent 1px),linear-gradient(135deg,var(--navy) 0%,#123a5e 60%,#46515c 100%);background-size:26px 26px,100% 100%}
h2:after{content:"";display:block;width:56px;height:4px;border-radius:2px;background:var(--teal);margin-top:.8rem}
.cta h2:after{background:var(--teal)}
.svc{transition:transform .25s,box-shadow .25s}
.svc:hover{box-shadow:0 14px 34px rgba(11,37,64,.15)}
.step-panel{border-left:4px solid var(--teal)}
.js .reveal{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s ease}
.js .reveal.in{opacity:1;transform:none}
#toTop{position:fixed;right:1.2rem;bottom:1.2rem;width:44px;height:44px;border:0;border-radius:50%;background:var(--teal);color:#fff;font-size:1.2rem;box-shadow:0 6px 18px rgba(0,0,0,.25);opacity:0;pointer-events:none;transition:opacity .25s;z-index:900}
#toTop.show{opacity:1;pointer-events:auto}
.faq .card{border:0;border-radius:10px!important;margin-bottom:.8rem;box-shadow:0 4px 16px rgba(11,37,64,.07)}
.faq .btn-link{color:var(--navy);font-weight:600;text-decoration:none;width:100%;text-align:left;padding:1rem 1.25rem}
.faq .btn-link:after{content:"+";float:right;color:var(--teal);font-size:1.3rem;line-height:1}
.faq .btn-link:not(.collapsed):after{content:"\2212"}
.eng{counter-reset:e}
.eng .e{position:relative;padding-left:3.2rem;margin-bottom:1.2rem}
.eng .e:before{counter-increment:e;content:counter(e);position:absolute;left:0;top:0;width:2.2rem;height:2.2rem;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}
@media(prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}html{scroll-behavior:auto}.js .reveal{opacity:1;transform:none}}

/* ---- multi-page additions ---- */
.hero-sm{padding:8rem 0 3.5rem}
.hero-sm h1{font-size:2.5rem}
.crumbs,.crumbs a{color:#9fb2c6}
.crumbs a:hover{color:#fff;text-decoration:none}
.ticks{list-style:none;padding:0;margin:0}
.ticks li{position:relative;padding:.45rem 0 .45rem 1.8rem;border-bottom:1px solid #e6ebf0;color:var(--ink)}
.ticks li:before{content:"\2713";position:absolute;left:0;color:var(--teal);font-weight:700}
.dropdown-menu{border:0;border-radius:10px;box-shadow:0 12px 32px rgba(0,0,0,.25);padding:.5rem}
.dropdown-item{border-radius:6px;font-size:.93rem;padding:.5rem .9rem}
.dropdown-item.active,.dropdown-item:active{background:var(--teal);color:#fff}
@media(min-width:992px){.dropdown:hover>.dropdown-menu{display:block;margin-top:0}}
@media(max-width:991px){.navbar-collapse{padding:.8rem 0}.dropdown-menu{background:rgba(255,255,255,.06);box-shadow:none}.dropdown-item{color:#cfd9e4}.dropdown-item:hover{background:rgba(255,255,255,.1);color:#fff}.dropdown-divider{border-color:rgba(255,255,255,.12)}}
footer .brand{font-size:1.4rem}
footer li{margin-bottom:.35rem}
footer a:hover{color:#fff}
.cta .btn-ghost{border-color:#fff}
.since{display:inline-block;border:1px solid rgba(255,255,255,.35);border-radius:30px;padding:.3rem .9rem;font-size:.85rem;color:#cfe0ee;margin-bottom:1.2rem}
.step-panel[hidden]{display:none}
.mail{font-size:1.15rem;font-weight:700;color:var(--teal)}
@media(max-width:767px){.hero-sm{padding:6.5rem 0 2.5rem}.hero-sm h1{font-size:2rem}}

.navbar .btn-teal{padding:.45rem 1.1rem;font-size:.9rem}

footer a,.mail{overflow-wrap:anywhere}

/* ---- hero statement ---- */
.hero-card{border-left:4px solid var(--teal);padding:1.8rem 1.8rem 1.9rem}
.hero-statement{font-family:Georgia,"Times New Roman",serif;font-style:italic;font-size:1.4rem;line-height:1.5;color:#f1dfba}
.hero-statement strong{font-style:normal;color:#dfe4e9;white-space:nowrap}
@media(max-width:767px){.hero-statement{font-size:1.2rem}}

button,input,select,textarea{font-family:inherit}

/* ---- links ---- */
a{color:var(--teal)}
a:hover{color:#4a545d}
.btn-teal:hover,.btn-ghost:hover,.navbar .btn-teal:hover{text-decoration:none}
.navbar-brand:hover{text-decoration:none}

/* ---- grey accents: light grey on dark backgrounds ---- */
.hero .eyebrow,.cta .eyebrow,footer .eyebrow,.hero-card .eyebrow,.brand span{color:#c5ccd3}
.hero-card .dot{background:#c5ccd3}
.hero-card{border-left-color:#c5ccd3}
.since{border-color:rgba(197,204,211,.5)}
.navbar .nav-link.active{box-shadow:inset 0 -2px 0 #c5ccd3}
.dropdown-item.active,.dropdown-item:active{background:#5f6b76}